How to find a (good) therapist when you are not insured

almost 31 million Americans are currently uninsured and eIt is estimated that one in four Americans suffers from a diagnosable mental health disorder in a particular year.How are uninsured people between them envisioned? Find a therapist that is not only affordable but also useful?? There are actually several ways.

How much does treatment usually cost?

The average cost of treatment varies greatly depending on where you live.Therapists can charge anywhere $ 65- $ 200 per sessionHowever, in more expensive cities like New York and Los Angeles, treatment can cost more than $ 200 per session. People with health insurance do not remain unharmed. Finding a therapist who is networked with your insurance can be daunting, and it can be doubly daunting when you may have a high deduction.Off-network deductions, according to qualified mental health counselor Diana Liao Can be in the range of $ 750 to $ 3000 It’s low-end, but it can be as high as $ 10,000 on some plans.

Another thing to keep in mind is the out-of-pocket rate.Some out-of-pocket costs can be as low as $ 15 per session, while others can be as high as $ 15 per session. $ 60..When you start meeting the therapist, you should meet once a week At least 40 minutes each timeThis can be added soon.

Fortunately, there are ways to avoid these exorbitant prices.

Sliding Scale Clinic and Therapist

Sliding-scale therapists and clinics are mental health workers who adjust hourly rates to make their clients more accessible to therapy sessions. There are many mental health directories. Open pass, Find a sliding scale therapist in your area.. Open Pass is nationwide, has a list of mental health professionals in all states, and ranges from $ 30 to $ 60 per individual session. In addition, all Open Path therapists have added background, expertise, and years of experience so they can empathize with you and only contact the mental health professionals who are most helpful to your individual. increase. needs.Another national directory is available at FindTreatment.gov.. Fees are determined by your income, but there are also options for free services.

Outside those directories, you can also see Psychology today, Where therapists promote their practice. “Many people aren’t insured, but we’re ready to discuss working with you on a sliding scale,” said Ben Tavares, a Philadelphia psychotherapist... “I have never spoken to another therapist who has expressed negatives about anyone trying to find manageable rates.”

It will take some time to explore these databases. I control my mental health even when I don’t have enough money. It’s important — and a good therapist will understand it.

local University Mental Health Practitioner Program

Many universities offer clinician training programs at lower session fees, such as how to get cheap haircuts at cosmetology schools. These programs are often open to the public and cost little. As $ 1. Sometimes they have websites that you can visit, like New York University PhD in Psychotherapy and Psychoanalysis, for example. However, these programs are not always easy to find online, so the best way to find out if a program is available at your local university is to call and ask.

Employee assistance program

Some employers Employee Assistance Program (EAP).. EAP is a work-based intervention program and mental health service designed to help employees solve their personal problems.

by International Employee Support Professionals AssociationMore than 97% of companies over 5000 employees have implemented EAP. However, this percentage decreases with the number of employees in your company, so if you work for a small company, you may not be able to take advantage of it. The Human Resources Department or Employee Handbook will be able to provide information on whether or not there are benefits to EAP.

Conclusions when looking for an uninsured therapist

There are many affordable treatment options, but it’s also important to ask a few questions before embarking on the path to improving mental health.

“Knowing what you want to work on and what treatments will appeal to you will put you in a good position to make a more informed therapist choice.” Tavares said..

There are different types of treatment, And most mental health professionals don’t use a single approach.Familiarize yourself with some of the most common types Here.. Many therapists list which type of therapy they use in their career, but it is only useful if you are investigating which type is best for you.

Most importantly, keep in mind that you will probably need several or more sessions to see the results. If you’ve been suffering from mental health for years, “these problems are unlikely to happen. … It will be resolved in 5 sessions of limited time therapy. “ Tavares said.. Therapy sessions can be uncomfortable, but it’s important to talk openly with the therapist to get the most out of it. “Roughly speaking, treatment may be honestly considered an exercise.”

If you can do this at a reasonable price, it will have one less stressor that affects your ability to commit and open in your session.