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Mortgage Q&A – Home Trends Magazine

What is the difference between precertification and preapproval?

A pre-approval is a number given to you by your lender or mortgage advisor before you go shopping. Based on a quick overview of your financial situation, this figure will give you an idea of ​​how much you could qualify for if you secured a mortgage. It does not guarantee that you will proceed to When the time comes, lenders will have to dig deep into income documents, down payment sources, credit, valuations, and other things related to getting a mortgage. Prequalification means that the lender or mortgage advisor has gone through all the paperwork beforehand and discussed the type of property to be purchased, the investment strategy to be used, and how to mitigate risk. handle. Fundraising is what enables you to reach your goals, and the best way to do that is to plan your fundraising ahead of time so that you are not left in a rush to raise money when you really need it.

Streetwise Mortgages, www.streetwisemortgages.com

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Canadian Home Trends Magazine provides a personalized tour of the finest homes and condos across Canada. Find inspiration in home décor products, trend reports, and simple yet stylish DIY projects. Each issue offers tools to recreate the designer spaces you’ve always dreamed of having in your home, detailed renovation and design advice, his palette of colors and furniture combinations, and the best places to shop in Canada.

Mortgage Q&A – Home Trends Magazine

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