Why you shouldn’t pay anything with Zelle

We tend to think that fraud happens to other people, and that we are too smart, too knowledgeable, too cautious to fall for it. There are vulnerable moments when a message, item, or just a moment of time can slip. Lately that’s been happening a lot at Zelle.

Zelle Scam Techniques

A common tactic is to send the text in a format that most banks use.

FreeMsg: CAPITAL ONE BANK Fraud Protection Team: Did you attempt a Zelle Transfer of $500.00 on July 10, 2022? Answer YES or NO. TO OPT OUT SCAM ALERT TEXT REPLY STOP

If you just sent the money that day, the message may sound legit. And when you manipulate the message (By the way, this is also a trap), they will contact you to verify your personal information.this is the part fool a lot of people: If you confirm your username or password, you’ll get what you need to empty your account.

another trendy scam We sell items at online marketplace OfferUp, Craig’s, etc.list, or Facebookmarket place, but the seller We only accept payments at Zell. ever since Zell is intended to transfer money quickly with family A friend — that is, a personal transfer, not a sale transaction —there’s no protection credit card or site like paypal. You can do it’t Call Zelle or your bank and explain it you want your money back

“What would you do if you received a phone call or email fromyour Bank”

If you receive a text/call from “”your Bank”:

• be skepticalJust know that your bank will never call you to ask for your personal information.
• Hang up or ignore the text and call the official number, whatever they want.

and meif you want to buy from Online market:

• If a seller only accepts Zelle, it’s a scam 99.99% of the time.Let go.
• ask you to use other services such as PayPal “goods and services,” If both your money and the seller’s item are protected by PayPAl’s Third-Party money transfer service. eyeEhfor a small fee, But it’s worth it.