Canadians are driving to work again, have you told your insurance company?

However, the same survey also revealed that 74% of drivers were unaware of the need to notify their insurance company of the increased mileage, and 44% did not report it.

RATESDOTCA explained that this is relevant, during the pandemic many commuters have become accustomed to refraining from driving and their car insurance premiums have been waived. Drivers are obliged to notify their insurance company of any changes in their driving habits.

RATESDOTCA’s auto insurance expert Kelsey Hawke said, “This information is in the auto insurance terms, but not everyone reviews these documents thoroughly.” Those who do not change their insurance policy frequently (vehicle use, address updates, or vehicle changes) may be unaware of the fact that they are required to disclose changes in use to their insurer.”

The report also said 54% of respondents knew they needed to disclose mileage increases, but never high. From age 18 he said 34-year-old Canadians are more aware of the terms of auto insurance policies, and from age 18 she is more likely to be in the 34-year-old group (71%) than in the 35-and-over group (61%). Claimed to know about requirements. Also, from age 18, she told informants about driving more frequently in the 34-year-old group (49%) than in the 35-and-over group (36%).

RATESDOTCA also said that 46% of Canadians believe it is a serious crime not to disclose a 1-kilometre gain, while 51% of the group have yet to report it. Another 31% believe that not reporting increased driving mileage is not a serious problem.

“Consumers may find this information irrelevant and think that not reporting it will save them money or have no impact on their policies,” Hawke said.

RATESDOTCA warns that anyone who chooses to withhold notifying their insurer about changes in driving activity is preparing for policy violations.